We explain roof insurance and claims. We are not a public adjuster or law firm and do not negotiate claims for you.

Roof insurance, in plain English

Is your roof covered? Start here.

What homeowners policies cover, how roof age changes your insurance, and the policy terms that decide your payout.

Leaks, wind, hail and replacement: what is covered.

20 and 25 year old roofs, cancellations, certifications.

Does a new or metal roof lower your rate?

ACV vs replacement cost, deductibles, depreciation.